Mortgage Underwriter

Greenock, United Kingdom
Permanent - Full Time
NatWest Group
Job category
Risk Technical Specialisms - Control, Oversight & Assurance
Closing date for applications: 18/10/2022

Our people work differently depending on their jobs and needs. From home working to job sharing, visit the remote and flexible working page on our website to find out more.

This role is based in the United Kingdom and as such all normal working days must be carried out in the United Kingdom.

Join us as a Mortgage Underwriter

  • Take on a new challenge where you’ll be able to make a tangible difference in our function
  • You’ll sanction borrowing applications within a delegated authority level in accordance with current risk appetite, process and procedures
  • It’s a chance to hone your existing credit knowledge and advance your career in this critical role

What you'll do

You’ll effectively manage and control operational systems and lending processes within your area of influence, supporting retail customers. You’ll make sure there’s an appropriate use of credit processes and systems and implementation of credit policy, to effectively support the control of credit risk in a manner capable of responding to the economic environment.

You’ll also:

  • Process all applications within delegated authority level, routed to them and referred for manual underwriting
  • Manage your personal workload effectively to make sure agreed SLAs are met
  • Make sure we’re identifying trends and risk as early as possible so we can take appropriate action
  • Provide management with relevant information and escalate concerns regarding management of credit risks where appropriate

The skills you'll need

You’ll demonstrate flexibility and change orientation, as well as the ability to work with limited supervision.

You’ll also need:

  • A good understanding of risk principles
  • Knowledge of credit risk systems and processes

If you need any adjustments to support your application, such as information in alternative formats or special requirements to access our buildings, or if you’re eligible under the Disability Confident Scheme please contact us and we’ll do everything we can to help.