Commercial Banking Graduate programmes

Salary £33,500 (per annum)

Starts September 2024

Duration 2 years

Qualifications required Already obtained or are on course to achieving a 2:1 degree

See open programmes
People working in a cafe

Our goal in Commercial Banking

We want to build strong relationships and help UK businesses thrive in an ever-changing world. From entrepreneurial start-ups to large corporate organisations, we provide the comprehensive banking services they need at the right time – helping them manage their day-to-day business activity, supporting them through both good and challenging times, and working with them to help them plan for the future.

Our vision is to be a relationship bank for a digital world – one that supports customers at every stage of their lifecycle through our face-to-face, direct and digital channels.

As a part of our Commercial and Institutional customer led franchise, this part of our bank focusses on bringing digital innovation to a diverse range of customers making it a truly exciting and diverse place to build experience and skills.

Group working on steps

What’s great about the programme?

Every area of our business is different – they each need their own skillsets, their own challenges, their own nuances. What better way to find out what working in a business area is like, than from the people who already work there?

See what Emma thinks about her experience in Commercial Banking.

Is the programme for you?

Our Commercial Banking Graduate programme gives you the choice of working in either the Relationship Management or Customer Products and Propositions teams.

If you like the idea of developing an entrepreneurial ecosystem that helps businesses grow, meeting customers and devising solutions for them, then Relationship Management could be the one for you. This is your chance to build insights into key sectors such as manufacturing, technology, real estate, construction, and land transport and logistics.

If the sound of answering the bank’s most important strategic questions, identifying new opportunities, and designing and delivering products and services appeals to you, then Customer Products and Propositions could be more up your street. This is an opportunity to gain experience in product and proposition design and management, including new product development and innovation.

Group chatting in room

What can the programme teach you?

If you choose to work in Relationship Management, you can expect to become a trusted advisor by learning to intimately assess customer needs allowing you to design and deliver the right solutions, whilst building long term relationships. You’ll be well positioned for permanent roles such as an Assistant Relationship Manager or Credit Delivery Associate.

In Customer Products and Propositions, you’ll be developing skills including consultancy, entrepreneurial mindset, strategic problem solving, innovation, and project and risk management.

It’s with these skills you’ll be applying for jobs such as Product Analyst, Capital Management Associate or Digital Consultant once the programme is completed.

What can you gain from the programme?

  • A deep understanding of our customers’ needs across a range of sectors, and expertise in the products we offer
  • Robust credit, lending, and risk management skills
  • The confidence and critical capabilities you’ll need for the future while working towards a professional qualification
  • Regardless of which programme you choose, you’ll experience one placement in the other programme stream to ensure you build a variety of skills

Where can the programme take you?

To get an idea of where this programme could lead, previous graduates have gone on to roles in Commercial Banking such as:

  • Product Analyst
  • Capital Management Associate
  • Assistant Relationship Manager

Graduate programmes in Commerical Banking

 

Application process

Step 1: Apply

Get your application off to a great start by reading through our top tips and finding out what we’re looking for.

Find out what we’re looking for CV

Step 2: Work scenario assessments

Once you’ve applied, we’ll invite you to complete some initial assessments. This will help you find out more about working at NatWest as well as helping us understand a bit more about you.

Ace our assessments Computer desk

Step 3: Reasoning skills assessments

Once you’ve completed your work scenarios we’d like to learn a bit more about your reasoning and problem solving skills. These also give you an idea of the sort of work you might be doing with us.

Ace our assessments Cogs

Step 4: More about you

If you pass the initial assessments, we’d really like to find out more about you. We’ll ask you to record your responses to six questions that tell us why you’re the best person for the job.

Help yourself shine Laptop with chat bubble

Step 5: Virtual assessment centre

Once you’ve told us a bit more about yourself we’ll invite you to our final virtual assessment stage. This will help us find out how well you’ll fit in working with us.

Get prepared Laptop with a person illustrations in the center and another in the corner

Step 6: Offer

If you’re successful at our virtual assessment centre – congratulations, we’ll make you an offer!

What happens next? Handshake

Meet our people

We all bring our own uniqueness to work, and why shouldn’t we. We’re encouraged to do so. Meet our colleagues and find out a little more about the people you could be working with.