Early Talent

Finance Graduate programmes

Salary £35,000 (per annum)

Starts September 2025

Duration 2 years

Qualifications required Already obtained or are on course to achieve a 2:1 degree

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Our goal in Finance

Our customers expect their money to be well managed. We help our colleagues to make clear decisions while developing the right long-term financial strategy.

We tie together all of the Group’s financial activity so we can make, spend and invest money wisely. We manage our balance sheet, report on our financial performance, and make sure we’re making the right decisions for our customers.

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What’s great about the programme?

Every area of our business is different – they each need their own skillsets, their own challenges, their own nuances. What better way to find out what working in a business area is like, than from the people who already work there?

Anouska’s experience

See what Anouska thinks about their experience in Finance.

Speaker: Anouska Hodac-Nichols

Tell us about Finance

Anouska: So at a high level, finance is essentially tying together all of the groups’ financial activities and helping the bank make, spend and invest money more wisely.

What does the Finance function bring to the bank and our customers?

Anouska: One of our roles in finance is to drive better and smarter insights, and also to support the risk culture, which obviously has positive impacts through the business, and then flowing through to the service that the customer sees at the end.

What do you find most challenging about Finance?

Anouska: So we have to kind of make a brand new network within the area that we’re in, we might be exposed to different technologies, a different franchise focus, so there really is this really steep learning curve when you join a new placement, but I’d also say that’s also one of the really exciting parts about the graduate scheme.

What do you find most exciting about Finance?

Anouska: What I find most exciting about working in the finance function, it’s just the amount of exposure the graduates get to different areas of the bank through working with different finance teams. So currently in my retail banking finance placement, I’m getting great level of exposure to the different services and products offered by the retail bank, and actually understanding how the group makes money day to day.

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Is the programme for you?

Are you the sort of person who likes to use your analytical skills to see how we use data to make decisions to improve what matters most to our customers and investors? Are you interested in developing your relationship management skills with people across all levels of the bank? Do you want to find out about how we help our stakeholders manage their business, and support them in planning for the future? Our Finance Graduate programme could be your perfect match.

This is your chance to gain up to date knowledge on the ever-changing financial services environment, and to take part in our external reporting activities, providing insights and analysis to help with business decisions.

You’ll need to be within reasonable commuting distance to the location you apply to – all our Finance colleagues need to be in the office at least twice a week. During your programme, in addition to having 3 rotations lasting 9 months each in Edinburgh or London, you’ll undertake a 9 month placement in Manchester to broaden your experience across the various Finance teams.

Who can support you?

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Your buddy

Your go-to person for support and guidance during your first six months. They’ll be readily available to answer questions, provide advice and help you connect with peers.

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Your graduate manager

They’ll be with you across your graduate journey, providing guidance, feedback and support to help you achieve your goals and develop your skills.

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Your placement manager

They’ll work alongside you to set your goals, offer feedback and support your growth.

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The other graduates

Your graduate colleagues are on the journey with you and there will be plenty of opportunities to connect and support each other.

What can the programme teach you?

Over three years, you’ll develop a deep understanding of how the bank is run, while completing an industry recognised qualification – ICAS. After three years, you’ll have gained excellent relationship management skills, honed by managing multiple stakeholders from a range of businesses.

What can you gain from the programme?

  • A professional accountancy qualification – ICAS
  • An understanding of our core activities, such as managing the balance sheet, reporting on financial performance and developing a long-term financial strategy
  • Excellent relationship management skills, honed by managing multiple stakeholders from a range of businesses

Where can the programme take you?

To get an idea of where this programme could lead, previous graduates have gone on to roles in Finance such as:

  • Tax, Treasury and Investor Relations Specialists
  • Finance partners
  • Business Intelligence roles

Graduate programmes in Finance

Application process

  1. CV with graduation cap on top of it; a pen leans on the CV

    Submit your application

    Find a role that’s right for you

  2. Desk with computer, books, table lamp, and a plant on it

    Work scenarios

    A work scenarios assessment

  3. Checklist with pen

    Reasoning skills

    A problem solving, numerical and reasoning skills assessment

  4. Film projector

    Video interview

    Record your response to questions about experience and potential

  5. Smartphone with a heart symbol in a speech bubble above a user profile silhouette

    Assessment centre

    A full day of virtual activities

  6. Smiling daisy flower

    Receiving an offer

    Feedback on the outcome of your application

Ready to apply? Start your journey here

Explore our step by step application guide for top tips and advice to support your success.

Meet our people

We all bring our own uniqueness to work, and why shouldn’t we. We’re encouraged to do so. Meet our colleagues and find out a little more about the people you could be working with.