Early Talent

Wealth Businesses Graduate programmes

Salary £35,000 (per annum)

Starts September 2025

Duration 2 years

Qualifications required Already obtained or are on course to achieve a 2:1 degree

Colleagues engaged in a professional discussion in a bright office space at our Strand office.

Our goal in Wealth Businesses

Our strategy is to deliver not just competitive day to day banking, but to help clients reduce their household debt and build longer term investments. Our Wealth Businesses are managed under Coutts.

Coutts has over 330 years of history and has defined the Private Banking sector by showing it’s more than just a bank, it’s a business that prides itself on expertise and experience. At Coutts, we build lasting relationships with clients to provide a world-class service for them throughout their lifetime, from early years to post-retirement.

Two people talking

What’s great about the programme?

Every area of our business is different – they each need their own skillsets, their own challenges, their own nuances. What better way to find out what working in a business area is like, than from the people who already work there?

Charlie’s experience

See what Charlie thinks about their experience in Wealth Businesses.

Speaker: Charlie Nightingale

Tell us about Wealth Businesses

The NatWest Wealth Businesses consists of Coutts and Affluent. Coutts is an established name within the private banking space, serving high net worth and ultra high net worth individuals, whereas Affluent is a relatively new business area serving some of NatWest’s wealthiest clients by bringing together multiple brands across the NatWest Group, and whilst Early Careers programmes used to focus on Coutts, they now incorporate Affluent as part of the wider Wealth Businesses umbrella.

What do you find most exciting about being in Wealth Businesses?

I think the thing I find the most exciting about working in the world strategy team is the level of senior exposure we get. You know the work that we do is often a particular interest to senior executives within NatWest Group. Working in the world strategy team has probably stretched me in two main ways. The first is working to quite tight deadlines, so by nature of the work that we do it needs doing yesterday, so prioritisation has been really key in succeeding in the role. And then, the second is presenting to senior members of the organisation.

A colleague working on a tablet in a rooftop garden at our Strand office, surrounded by greenery and city buildings in the background.

Is the programme for you?

Are you the type of person who has a passion for delivering an excellent service while building professional relationships? Our Wealth Graduate programmes could be for you.

There are two programmes to choose from, Asset Management and Coutts Relationship Management. Whichever programme you choose, you’ll work across multiple business areas and understand our end-to-end processes, building relationships with your colleagues and clients so we can meet their needs.

Two paths within Wealth Businesses

Asset Management

The Asset Management programme will support you in building a deep understanding of financial markets and wealth management, by growing a comprehensive understanding of investments and learning how to interpret data and insights in investment strategy, fund and equity analysis, and risk.

You’ll develop first class client service skills and gain a unique insight into the investment advice and services offered to private clients.

Coutts Relationship Management

The Coutts Relationship Management programme will enable you to quickly develop your relationship management expertise and commercial awareness.

You’ll work alongside Relationship Managers and Specialist Advisors to gain unique, first-hand experience of providing relationship support for the diverse needs of our high-net-worth clients.

Who can support you?

Woman smiling holding laptop

Your buddy

Your go-to person for support and guidance during your first six months. They’ll be readily available to answer questions, provide advice and help you connect with peers.

Woman smiling

Your graduate manager

They’ll be with you across your graduate journey, providing guidance, feedback and support to help you achieve your goals and develop your skills.

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Your placement manager

They’ll work alongside you to set your goals, offer feedback and support your growth.

Group smiling to the camera together

The other graduates

Your graduate colleagues are on the journey with you and there will be plenty of opportunities to connect and support each other.

What can the programme teach you?

We’ll provide you with training for each of your placements and alongside this, you’ll work with experienced colleagues and an Executive Coach to help you grow both personally and professionally. We’ll equip you with the knowledge, skills and experiences you’ll need to have a successful career in Wealth Businesses.

From the moment you begin, you’ll be working towards industry recognised qualifications.

Relationship Management graduates have studied the Certificate in Mortgage Advice and Practice (CeMAP) and the CISI Investment Advice Diploma (IAD). Asset Management graduates have studied the CISI Investment Advice Diploma (IAD) and the CFA Level 1. We keep up-to-date with industry standards, so your qualification will be the most relevant at the time for your final role.

What can you gain from the programme?

  • An understanding of our products and services, and a chance to build your professional network
  • The relationship management skills to understand the diverse needs of our high-net-worth clients (Relationship Management)
  • The skills you’ll need to work on strategic projects, and to identify business development opportunities and digital solutions

Where can the programme take you?

To get an idea of where this programme could lead, previous graduates have gone on to roles in Wealth Businesses such as:

  • Relationship Manager (Coutts)
  • Equity Specialist (Asset Management)
  • Fund Analyst (Asset Management)

Application process

  1. CV with graduation cap on top of it; a pen leans on the CV

    Submit your application

    Find a role that’s right for you

  2. Desk with computer, books, table lamp, and a plant on it

    Work scenarios

    A work scenarios assessment

  3. Checklist with pen

    Reasoning skills

    A problem solving, numerical and reasoning skills assessment

  4. Film projector

    Video interview

    Record your response to questions about experience and potential

  5. Smartphone with a heart symbol in a speech bubble above a user profile silhouette

    Assessment centre

    A full day of virtual activities

  6. Smiling daisy flower

    Receiving an offer

    Feedback on the outcome of your application

Ready to apply? Start your journey here

Explore our step by step application guide for top tips and advice to support your success.

Meet our people

We all bring our own uniqueness to work, and why shouldn’t we. We’re encouraged to do so. Meet our colleagues and find out a little more about the people you could be working with.